How our deposit contribution works
July 29, 2025Unsure how our deposit contribution works? Find out how we could top up you
In the past two years alone, we’ve helped 300^ first-time buyers get on the property ladder by topping up their deposits, and we could help you too. To read some of our case studies, click here.
Across all our developments, we offer up to 5% towards your deposit to help make buying your new home more achievable.
What is a deposit contribution?
A deposit contribution means we top up your deposit amount, helping you increase the amount you can put down to secure your new home.
A larger deposit means you can unlock better mortgage products and interest rates, saving you money over the life of your loan.
A step-by-step on how it works
- Find your dream Fairview home
- Agree on a purchase price with our sales team which could include up to 5% towards your deposit
- Apply for a mortgage
- We pay our contribution, this is either deducted from the property price or transferred via your solicitor at exchange or completion
- You provide the remaining deposit
- You move in and become a homeowner!
Example:
Purchase price: £400,000
Required deposit (10%): £40,000
- Fairview contributes £20,000
- You contribute £20,000
Mortgage: 90% loan-to-value (LTV), based on the full £400,000 purchase price.
Why a bigger deposit can help you
Many mortgages require at least a 10% deposit, though some lenders offer mortgages with as little as a 5% deposit.
A larger deposit = lower risk for lenders and better rates for you.
- Lower LTV (Loan-to-Value): The more you put down, the smaller the loan required.
- Reduced lender risk: Lenders are more comfortable with borrowers who invest more upfront.
- Access to better interest rates: The best deals often go to those with lower LTV ratios
- Wider mortgage product range: A higher deposit opens the door to more lender options.
- Lower monthly repayments: Smaller loans mean more manageable monthly costs.
- Improved mortgage affordability: Lenders are more likely to approve smaller loans.
So if you’ve currently got a 5% deposit and are looking for the other 5%, we could be the help you need to get onto the property ladder sooner. With better rates, lower repayments, and a helping hand from Fairview, your new home might be closer than you think.
Take a look at our developments below and enquire with our sales team today.
Park Quarter
Barnet, London
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No of bedrooms
1-3
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Price
From £299,000
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Est. completion date
Summer 2028
Park Quarter is a collection of studio, 1, 2 and 3 bedroom apartments and 3 bedroom duplexes in Barnet, one of London's most desirable areas. Just a 4 minute walk from New Barnet station for National Rail services into Moorgate in less than 30 minutes, with a host of amenities, restaurants and open spaces right on your doorstep.
One Goodmayes
Ilford
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No of bedrooms
1-3
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Price
TBC
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Est. completion date
Available now
Welcome to One Goodmayes, a development of studio, 1, 2 & 3 bedroom apartments enviably located on the High Road, just a 7 minute walk to both Goodmayes and Seven Kings stations, with direct access to the Elizabeth line. This prime location offers unbeatable travel times including a quick 13-minute commute to Stratford, a 21-minute journey to Liverpool Street and under 1 hour to Heathrow Airport. Discover a vibrant community and enjoy the convenience of living in Zone 4, with a range of local amenities within easy reach.
With up to £37,000 in incentives available at Printmakers Yard, including Stamp Duty paid and a generous deposit contribution!
Printmakers Yard
Brentford, London
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No of bedrooms
1-4
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Price
From £349,000
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Est. completion date
Spring 2028
Welcome to Printmakers Yard, where your future is in the making. Nestled in the vibrant community of Brentford Waterside, this development of studio, 1, 2 and 3 bedroom apartments and 4 bedroom triplexes offers a unique opportunity to embrace a dynamic lifestyle in one of West London's most eclectic neighbourhoods.
With its proximity to the river, some apartments at Printmakers Yard boast stunning views of the tranquil waters, providing residents with a serene backdrop to their daily lives. Imagine waking up to the gentle flow of the river and ending your day with breathtaking sunsets over the water – all from the comfort of your own home.
Wattons
Hertfordshire
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No of bedrooms
2-4
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Price
From £575,000
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Est. completion date
Summer 2026
An exclusive collection of just thirty-six 2, 3 and 4 bedroom houses in Watton-at-Stone, Hertfordshire.
Living in Watton-at-Stone offers a charming blend of rural tranquillity and convenient access to urban amenities. Nestled in the Hertfordshire countryside, this picturesque village boasts beautiful landscapes, historical architecture, and a tight-knit community, fostering a warm and welcoming atmosphere.
Terms and conditions
*Deposit contribution capped up to a maximum of 5% of the property purchase, available on selected plots only. No cash alternative. Terms and conditions apply. Not available in conjunction with any other offer. Plot specific incentive. Please speak to a Sales Executive for further information.
^Data from May 2023 - May 2025.
