Bank of England interest rates remain at 3.75%
July 30, 2026
The bank of England has voted to hold the base rate at 3.75% for a fifth consecutive decision.
What impact will this have?
Holding the base rate provides continued stability for prospective buyers, creating a more predictable mortgage market and giving those looking to move greater confidence to plan ahead.
While borrowing costs haven't reduced any further, the decision offers buyers more certainty as they explore their options, compare mortgage deals and take the next steps towards home ownership.
When is the next base rate review?
The next Bank of England base rate review and decision is scheduled for Thursday, 17 September 2026.
Get in touch with our sales team today to find out how we could help you get onto the property ladder this year.