Your First Home
Getting onto the property ladder just got a little closer. The government's newly announced Your First Home scheme is designed to help first-time buyers in England take that all-important first step, and at Fairview New Homes, we're ready to help you make the most of it.
What is the Your First Home scheme?
A smarter way to buy your first home
Your First Home is a new government-backed scheme, designed to help first-time buyers in England purchase a brand new home with a significantly smaller deposit than traditional routes to ownership typically require.
The scheme is expected to work by combining a low deposit with a government-backed equity loan, helping bridge the gap between what you've saved and what you need to buy. Full details will be confirmed at the government's Budget announcement later this October.
At Fairview, we've helped thousands of first-time buyers find a home they're proud to call their own. We'll be sharing everything you need to know as soon as the full details are released.
Here's what we know so far
Based on the government's announcement, here's how the scheme is expected to work:
- Browse our developments and find a new-build home that's right for you. Your First Home is expected to apply only to new-build properties in England.
- The scheme has been announced with the aim of helping buyers purchase with a deposit of as little as 2.5% of the property's value significantly lower than the deposits typically required by high street lenders.
- Alongside your deposit, the scheme is expected to provide access to a government-backed equity loan worth 20% of the property's purchase price, helping to reduce the size of the mortgage you'll need.
- Further details including property price thresholds and eligibility criteria will be confirmed at the Budget later this October. Register your interest below and we'll be in touch as soon as we have everything you need.
Could this scheme work for you?
Is Your First Home, for me?
The scheme has been designed with first-time buyers in mind. Based on what has been announced so far, it is expected to be available to those who:
- Are buying for the first time
- Are purchasing a new-build property in England
- Can provide a deposit of at least 2.5% of the purchase price
- Full eligibility criteria, including any income limits and property price caps, will be confirmed by the government at the Budget on October 28th.
Not sure yet? That's completely understandable. Register your interest and our friendly sales team will keep you updated the moment the full details are confirmed.
Why Buy Your First Home with Fairview
We know buying your first home is one of the biggest decisions you'll ever make. That's why we don't just build houses, we build the support around them too.
From your very first enquiry through to the day you pick up your keys, our team is with you every step of the way. We'll help you understand your options, navigate the scheme, and find a home that truly suits your life.
- Quality new-build homes: move-in ready, energy-efficient, and covered by our 10-year warranty
- Expert guidance: our experienced sales team will help you understand the scheme and your options
- Homes in great locations: we have developments across London and the Home Counties
- A trusted developer: Fairview has been helping people find their perfect home for over 60 years
Frequently Asked Questions
What is the Your First Home scheme?
Your First Home is a new government-backed scheme announced by Prime Minister Andy Burnham. It is designed to help first-time buyers in England purchase a new-build home with a deposit of just 2.5%, supported by a 20% government-backed equity loan. Full details will be confirmed at the budget on October 28th 2026.
When will the full details be available?
The government is expected to confirm the full details of the scheme, including property price caps and eligibility criteria, at the Budget announcement at the end of October 2026. We'll update this page as soon as we have everything you need to know.
Who is the scheme for?
The scheme has been announced for first-time buyers purchasing new-build homes in England. Further eligibility criteria are yet to be confirmed.
Is the scheme available on all Fairview New Homes?
Your First Home is expected to apply to new-build properties, and we anticipate it will be available across our developments. Speak to our team and we'll keep you informed as things develop.
How do I find out more?
Register your interest using the form below and our team will be in touch as soon as the full details are confirmed. You can also speak to one of our sales advisers at any of our developments.
Do I need a financial advisor?
We'd always recommend speaking to an independent financial advisor before making any financial commitment. We can help point you in the right direction if needed.
Interested? Register now for updates.
The Your First Home scheme could make a real difference to what you're able to buy and when. Register your interest today and we'll make sure you're the first to know when full details are confirmed, along with which of our homes will be available through the scheme.
Your First Home is a government scheme announced on 26 September 2026. Full details including eligibility criteria and property price thresholds are subject to confirmation at the government's Budget announcement on October 28th 2026. Information on this page reflects details as currently reported and may be subject to change. Independent financial advice is recommended. Fairview New Homes is not a financial adviser.