Buying Guides

Welcombe House Nick and Nico Credit Celine Hare


How much do you need to borrow and how much will it cost? Mortgages can soon start to cause a whole lot of stress, but we’re here to help by explaining exactly what you need and what’s on offer. We’ve even got a handy mortgage calculator for you.

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Stamp Duty Land Tax

As of 23 September 2022, if you're a first time buyer purchasing a residential property you will not need to pay Stamp Duty on homes up to £425,000. You'll also benefit from only being required to pay 5% SDLT on the portion from £425,001 to £625,000. 

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Deposit unlock

Whether you’re a first time buyer or an existing homeowner, this exciting new scheme means you can own a brand new home, up to £750,000, with a minimum 5% deposit (subject to criteria.)

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