If you have saved just 5% deposit, then you could apply for a 20% equity loan that's interest free for the first 5 years*. What's more, we can help you arrange a competitive 75% loan-to-value mortgage, so your monthly mortgage payments may be much lower than you think.
If you have 5% deposit saved and are interested in a new build home but want to make your mortgage repayments more affordable, then Help to Buy is for you.
Find out more about the London Help to Buy scheme here.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. *Terms and conditions apply. Any incentive is subject to using the services of a Fairview approved IFA and panel solicitor/licensed conveyancer. With the Help to Buy scheme you can purchase your new home for just 80% of the full purchase price. A minimum of 5% deposit is required. The outstanding balance is financed through an equity loan funded by the HCA, which is interest free for the first five years. After 5 years, the equity loan will be subject to a fee due to the HCA of 1.75% per annum on the outstanding amount of the equity loan and is paid back as a percentage value of the Open Market Value after 25 years or subsequent resale, whichever occurs earliest. Help to Buy is available on selected, limited properties only. No other incentives are available. An arrangement fee is required by the purchaser. Please speak to our Sales Advisors for more details.